RI & MA Car Accidents Attorneys · FREE Case Review
Serious injuries need serious attention. We answer.
From a routine fender-bender on Atwells Avenue to a multi-vehicle collision on the Hurricane Barrier approach to I-95, we've handled the full spectrum of Rhode Island car accident claims.
Free Call. Free Fight. Free Unless We Win.™
Rhode Island sees roughly 40,000 reported crashes a year, and about 10,000 of them involve injuries. Massachusetts adds many times that. If you were hit in either state, you already know the insurance company moved fast — they called within hours, they were friendly, they asked for a "quick statement." That's not a coincidence. Early statements lock in low-value claims.
Our job is to slow the process down, document the full extent of your injuries the way an adjuster needs to see it, preserve the evidence before it's lost (police reports, dash-cam video, surveillance footage, vehicle black-box data), and refuse the lowball. Dylan C. DiLibero is admitted in both Rhode Island and Massachusetts, so cross-border cases — a Providence resident rear-ended in Seekonk, a Boston resident hit on I-95 at the state line — stay in the family with no outside referral fees eating into your recovery.
There's no fee unless we win. The consultation is free and we make home and hospital visits at no cost if you can't travel to Dorrance Street.
The most common crash type we handle. Liability is usually clear — the trailing driver is nearly always at fault — but the insurance company will still argue the "minor impact" means your injuries must be minor too. They aren't. We document soft-tissue and whiplash injuries rigorously and, when the facts warrant, bring in biomechanical experts to explain why the force was enough to hurt you.
Liability often turns on who had the green light. We pull traffic-camera footage, talk to independent witnesses before memories fade, and reconstruct the sequence from the skid marks and vehicle damage patterns. When the police report is wrong (and it sometimes is), we push back with evidence.
Usually catastrophic. These cases involve serious injuries, high medical bills, and often multiple insurance layers (at-fault driver's policy + your own UIM + possibly commercial umbrella). Getting the coverage analysis right changes the case value by six figures.
If the at-fault driver fled, your own uninsured motorist coverage steps into their shoes. Many clients don't realize this coverage exists on their policy. We find it and use it.
Chain-reaction crashes on I-95 and I-195 are procedurally tricky — multiple insurers, multiple liability theories, limited policy dollars to go around. Order of filing matters. Call us before you file anything with anyone.
If the other driver was impaired, punitive damages may be available on top of compensatory damages. We also pursue dram-shop claims against bars or restaurants that overserved the driver when the facts support it.
First week
You see a doctor (urgent care is fine). We send letters of representation to every insurance company so adjusters stop calling you. We request the police report, open-records requests for traffic-cam footage, and witness statements before memories fade.
Typically 3–12 months
You focus on treatment. We monitor and collect medical records monthly. We do NOT send a demand letter until you've reached Maximum Medical Improvement (MMI) — the point where your doctors say you're as recovered as you're going to get. Settling before MMI almost always means settling for less than the case is worth.
2–4 months after MMI
We assemble a full demand package: medical records, bills, lost wage documentation, witness statements, photographs, expert reports if applicable. We send a written demand to the insurer. They counter. We counter. Most cases resolve here.
12–18 months if filed
If the insurer refuses to offer a fair number, we file suit in Rhode Island Superior Court (or Massachusetts court, as appropriate). Filing unlocks depositions, discovery, expert reports, and a trial date. Most filed cases still settle before trial — but for a better number.
Giving a recorded statement to the other driver's insurance
You're not required to. Anything you say gets used to minimize your claim. Decline politely and call a lawyer first.
Accepting a quick settlement check
Once you sign a release, the case is over — even if new injuries surface. Early offers are almost always a fraction of what the case is worth.
Gaps in medical treatment
Adjusters treat gaps as evidence you weren't really hurt. If you need care, get it. Don't try to tough it out.
Signing broad medical authorizations
The at-fault insurer will use them to pull records from your whole life, looking for pre-existing conditions to blame your symptoms on. We send targeted authorizations only.
Posting on social media
Defense lawyers read every public post. A photo of you smiling at a birthday party becomes "see, they're fine" in court. Lock down social media the day of the crash.
Assuming your own insurance is on your side
It may not be, especially on UM/UIM claims where your own carrier is effectively defending against you. Having counsel matters.
No. We work on a contingency fee basis — our fee is a percentage of the recovery we obtain, and we only get paid if we win. You owe nothing out of pocket while the case is pending, and nothing at all if we don't recover money for you.
Most personal injury claims in Rhode Island must be filed within three years of the date of the crash under R.I. Gen. Laws § 9-1-14 [FIRM TO VERIFY]. Shorter periods apply for claims against government vehicles and certain other defendants. Don't wait — evidence disappears and witnesses forget.
Your own auto policy probably includes uninsured motorist (UM) and underinsured motorist (UIM) coverage. These pay when the at-fault driver has no insurance or not enough to cover your damages. Many clients don't realize this coverage exists — we find it and use it.
No, not without talking to an attorney first. You are not required to give a recorded statement to the at-fault driver's insurer, and anything you say will be used to minimize your claim. Politely decline and call us.
Most cases resolve 9–24 months after the crash. Treatment duration is the biggest variable — the case can't be valued until you reach Maximum Medical Improvement. Straightforward cases with clear liability settle faster; complex cases or ones that have to be filed can take longer.
It depends on three things: injury severity, clarity of fault, and available insurance coverage. Minor soft-tissue cases often recover $5,000 to $25,000; moderate cases $25,000 to $100,000; severe or catastrophic cases can reach seven figures. The free consultation is the fastest way to get a real range for your specific situation.
Yes. Rhode Island follows pure comparative negligence — you can recover even if you were 99% at fault, though your recovery is reduced by your percentage. Massachusetts follows modified comparative negligence (51% bar) — you can recover as long as you weren't more than 50% at fault.
Yes. We represent clients across all of Rhode Island and Massachusetts. From Westerly to Woonsocket, Boston to Fall River. If you can't come to our office, we come to you — no charge.
This page is general information, not legal advice. Statutes of limitations apply — don't wait to call.
Drunk Driving
$150,000
Our client was hit by an impaired driver and left with serious injuries. We pursued the at-fault driver's insurance carrier and recovered $150,000 for medical expenses, lost wages, and pain and suffering.
Truck Accident
$60,000
Our client was rear-ended by a commercial truck hauling a wood chipper. The initial adjuster dismissed the case as 'soft tissue' and offered a fraction of what it was worth. We refused, documented the full extent of the strain injury, and recovered $60,000.
Premises Liability
$30,000
Our client suffered a burn from a hot restaurant dish that was improperly handled by staff. We pursued the restaurant's insurance and recovered $30,000 for the injury and medical treatment.
Prior results do not guarantee a similar outcome. Each case is different and must be evaluated on its own facts.
Honest Answers
These are the questions that keep people from calling a lawyer — even when they should. So we're putting the answers right here, before you have to pick up the phone.
Have a different question? The fastest answer is a phone call. Call (401) 621-9700.
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